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Hour 2 Seg 1 - Charity Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. - CO-LINQ FOUNDATION w/ Jonathan Brier - MISSION is to create innovative, communal and intentional living spaces that empower people to find purpose, belonging and opportunity to thrive together”. - REPORT that they want to connect people and resources to build vibrant communities where “connection” reduces loneliness and inspires a strong commitment to support one another. - DISCUSSION of communal living; multi-generational, multi-economics and multi-loneliness. - REPORT on how this works in today’s society. - REPORT that biggest issue is one of PRIVACY. - REPORT on the balance of independence they desire. - REPORT that all legal work will be done in advance by them. - REPORT on “intentional living”. “Choosing to live in alignment w/ common values that prioritize relationship, well-being over isolationism and consumerism.” - DISCUSSION of how this Charity came to be. Dr. Julie is his partner in this. Wanted to serve the aging population who might be lonely in some way or another. “The Pandemic of Loneliness”. Get back to the concept of a “village”. - DISCUSSION of the focus is on all segments of the community. Almost like a “roommate” service. - REPORT that all this communication will be based on an “on-line” platform w/ the latest technology to find people. i.e. there’s a group of families that all have autistic children. - DISCUSSION of what the DIFFERENT living arrangements that can be. They have 5 different models that they are considering. - REPORT on how the “groups” are decided. By the people who want to live together. - REPORT that this will all be guided legally, w/ rules about living, leaving, etc., - DISCUSSION that the Foundation/501 C3 will help w/ fundraising. Response has been great on so many levels. - (contact info; www.co-linq.org or Jonathan’s cell @ (760) 422-9500) Jonathan

Hour 2 Seg 2 - Bilhartz Desert Insurance Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BILHARTZ DESERT INSURANCE w/ Brian Bilhartz . HIS NEW OFFICES; 75-410 Gerald Ford Dr., Ste., 102, Palm Dessert, 92211. BRIAN IS A BROKER. - DEFINITION of Medicare Advantage PPO. - REPORT that 4 of the 7 programs will cancel and Humana will be left BUT THERE IS NO CONTRACT W/ EISENHOWER. - REPORT that you MUST make a decision by Jan., 1 or there will be NO PRESCRIPTION coverage and limited medical coverage. - REPORT that you have from Dec., 8 to Feb., 28 to make a new plan. - REPORT that Part D plans premiums are going up. - REPORT that the annual election period is OVER Dec., 7. Challenge is there are plans that are terminating. You’ll get notices in the mail if yours is being canceled. Plans are being changed left and right. REVIEW YOUR PLANS. - DISCUSSION of the changes to MEDICARE PART D – the most utilized component of your Medicare because you take your medications EVERY DAY. - REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT. - REPORT that Brian will serve his clients in their home, in his office, on the phone. REMEMBER HE WILL COME TO YOUR HOME. He has all the special classification to do all of this. The rules are different in other states. - ANNOUNCEMENT that now there is a PERSON JUST TO RESPOND TO CALLS. (760) 848-7171. - (contact info; www.bilhartzinsurance.com and (760) 848-7171). Brian

Hour 2 Seg 3 - “Life After Cancer” w/ Shay’s Warriors - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. SHAY’S WARRIORS “LIFE AFTER CANCER” w/ Shay Moraga re: 42-215 Washington St., Ste. A389, Palm Desert, CA. 92211. - MISSION STATEMENT: Because living life after cancer is tough. To inspire, inform, empower and help heal cancer survivors and their families through health, fitness and mind-body connection. - REPORT that Shay’s Warriors provides tools and “Coffee and Connections” for support. Reminds folks to do their “self-care”. For cancer survivors and their support system. - REPORT that Shay started this organization in 2017 because she is living “life after cancer”. NOT JUST FOR CANCER survivors, ALL ILLNESS SURVIVORS. - DISCUSSION of how life changes after cancer. - DISCUSSION of the “Move to Heal” classes in partnership w/ Eisenhower Health. - SAVE THE DATES: - EVERY THURSDAY, - Gardens on El Paseo on the front lawn there will be FREE Thurs., “Move to Heal” classes from 9 to 10 AM. Yoga, meditation etc., FREE TO ANYONE. Register on line. Bring water, a mat, a towel etc.,All levels of 1.Yoga, 2. Mat Pilates, 3.Band and Boot Camp, and 4. Restorative Yoga Sound Bath. - REPORT that now she has a “Yo Bro” I AM BRAVE TOO group. Meets every 6 to 8 weeks. - DISCUSSION of Coffee and Connection; 1st Sat., of every month @ Sottovoce Café and Wine Bar in Palm Desert. FREE. - (contact info: www.shayswarriors.org and (760) 895-1705). Shay

Hour 2 Seg 4 - Senior Moment Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. DEMENTIA HELP CENTER w/ Kae Hammond , re: 75-270 Hwy., 111, Ste., 204, Indian Wells 92210. – MISSION STATEMENT; Dementia Help Center is the rescue plan for family caregivers. Offer individual and family coaching, personalized planning, care management and placement when the time comes. Fear cripples, but knowledge empowers. Strive to educate, inform and manage the disease and then to thrive. - REPORT that 64% of family members who care for Dementia/Alzheimer’s patients will develop CHRONIC ILLNESSES of their own and frequently DIE before the patient they are caring for. NOW there is NO CONVERSATION as opposed to other illnesses where the patient can still talk and understand. - DISCUSSION that there are over 110 forms of Dementia. - REPORT that everyone’s experience w/ Dementia IS DIFFERENT. - REPORT that Dementia is NOT part of aging. - DISCUSSION of how important it is to find the RIGHT professional care. - NEED TO KNOW; 1. Timelines are different. 2. Can be very aggressive. 3. Can diagnosis w/ an MRI or PET SCAN. - REPORT that it is very IMPORTANT TO KNOW WHAT KIND OF DEMENTIA one is dealing with, and which part OF YOUR BRAIN IS DYING. – 10 TIPS FOR ALZHEIMER’S & DEMENTIA FAMILY CAREGIVERS. 1. Recognize & accept that things are now different. 2. Control your tone of voice & manage your patience levels. 3. Be careful about “crowds”. 4. Provide family members & friends an update, in advance. 5. Ask everyone to introduce themselves. 6. Honor their comfort zone. 7. Accompany your loved one into the public restroom. 8. Stick to their routine as much as possible. 9. Take advantage of available perks when traveling by air. 10. Introduce a new “tradition”. – REPORT on their DHC’s bi-monthly “THRIVE” support group for ALL LEVELS IS BACK. Open to clients, family, caregivers. They also have a ZOOM meeting. Call for the link. FREE CONSULTATIONS. Indian Wells group meets 1st and 3rd Wed., of each month. La Quinta group meets 2nd and 4th Wed., in Old Town. of each month. – (contact info: www.dementiahelpcenter.com and (760) 636-6355). Kae

Hour 1 Seg 1 - Restaurant of the Week Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. RESTAURANT OF THE WEEK w/ Willie Rhine re: “849 Restaurant & Lounge”, 849 N. Palm Cyn., Dr., Palm Springs, 92262. “Willie’s Modern Fare” 69830 CA.-111, Rancho Mirage, CA. 92270 - REPORT ON “849 Restaurant & Lounge”. (manager is Tom Collins) Open since 2015. - REPORT on the successful Thanksgiving Day. - DISCUSSION of how Christmas Day will be structured. Open 2 to 8 PM Christmas Day. - REPORT THAT “849”is open 7 days a week, 365 days a year. Serving lunch and dinner and a lounge menu. - REPORT on New Year Eve @ 9 PM w/ Patrick Wallace. - CHILDREN’s menu available. - REPORT on the venue for all kinds of events. Booking now for up to a year ahead. - REPORT on the extensive catering business Willie offers. www.849finecatering.com. - (contact info: www.eight4nine.com and (760) 325-8490). - REPORT on “Willie’s Modern Fare”. - REPORT that this is for fine dining. Comfort food and Happy Hour (discounted) prices and casual dining in the Bar/Lounge. ALL DAY, EVERY DAY. - DISCUSSION of the Lounge Menu. - REPORT that they have FABULOUS Sunday Brunch 11AM. - REPORT on the popular PROPER AFTERNOON TEA service IS BACK ON. - WILLIES is also open for special events, parties and celebrations. - CHILDREN welcome. Willie has highchairs. - REPORT on New Year’s Eve, 4 course menu. www.williesrm.com and (760) 202-4499. Willie

Hour 1 Seg 2 - Crossroads-To-Care Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. CROSSROADS TO CARE (housecalls are back) w/ Patricia Ryan , MSN, ANP-BC re; An adult nurse-practitioner who makes house calls. A concierge practitioner. - DEFINITION of what a “nurse practitioner” is. - PATRICIA PROVIDES SERVICES SUCH AS; Same as in a doctor’s office; She can; 1. Diagnose 2. Treat. 3. Prescribe. 4. Referrals as needed (Xrays, home health care, etc), 5. Do blood tests right there, deliver to the lab and get you the results. 6. Check-ups. - DEFINITION of an Adult Nurse Practitioner; a nurse who went back to school and has a Master’s Degree and MAKES HOUSE CALLS. - REPORT on how convenient her services are for many folks for many reasons. Good to know your “starting point” from your blood work. - REPORT on her concierge services for folks 18 and over. - REPORT that Patricia can prescribe GENERIC BRANDS and save you MONEY!!! - REPORT that she is the ONLY nurse practitioner who has this type of practice in the Coachella Valley. 1. Check-ups. 2. Overall health. 3. Yearly visits. 4. She will do the blood-draw and deliver it to the labs. 5. SHE HAS PORTABLE ULTRASOUND AND XRAY DEVICES. - DISCUSSION of the convenience of her services if you; 1. Don’t drive. 2. Don’t want to sit in the doctor’s office AND WAIT to be seen. 3. Don’t have to get up and get dressed, can be seen while bedridden. 4. Don’t have to deal w/ how long the wait time is to get an appointment w/ your primary care physician now. Patty can see you in a very timely manner. - QUESTIONS FROM “JOEY PALS” 1. What is/how dependable is www.dropyourlbs.com ? (Not very, selling a weight loss product. Oral drops to lose weight.) 2. How safe/dependable are online supplements? (All Supplements are regulated by the FDA, MANUFACTURERS too. Supposedly not able to make false claims.) - REPORT on “weasel words”. 3. How can you tell if stress is due to the Holiday Season and not some medical issue? (Depends on physical symptoms. If you have chest pain, you get dizzy etc., go to Immediate Care or your Primary Care Physician.) - REPORT that you can become a patient w/ a yearly fee, or she can bill Medicare, and her visits are charged to insurance. - REPORT that she can write prescriptions. Even for bio-identical hormones as well. - REPORT that many of her patients are seniors. - (contact info: www.crossroadstocare.org and (760) 992-4321). Patricia

Hour 1 Seg 3 - The Palm Springs Library Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. THE PALM SPRINGS LIBRARY w/ Jeannie Kays , Library Director. re; Temporary location is 4721 E. Palm Canyon at Rimrock. - REPORT that the Main library is being renovated. Will have new facilities for computers, chargers, meeting rooms, all new tech etc., - REPORT that of the 100,000 books, CD’s etc. they have, 85,000 are in storage during the remodeling. 15,000 went to the temporary location. - DISCUSSION that they have bestsellers, new releases, tv series, movies, blue rays, things for kids and teens etc., - REPORT on things for kids on 12.17 – Santa will be there from 4 - 7 PM. - REMINDER to DONATE books to the library. - REPORT on the “remote pop-up library” that if FREE to the community. - (contact info: www.palmspringslibrary.org and (760) 322-READ)

Hour 1 Seg 4 - Bilhartz Desert Insurance Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BILHARTZ DESERT INSURANCE w/ Brian Bilhartz . HIS NEW OFFICES; 75-410 Gerald Ford Dr., Ste., 102, Palm Desert, 92211. BRIAN IS A BROKER. - DEFINITION of Medicare Advantage PPO. - REPORT that 4 of the 7 programs will cancel and Humana will be left BUT THERE IS NO CONTRACT W/ EISENHOWER. - REPORT that you MUST decide by Jan., 1 or there will be NO PRESCRIPTION coverage and limited medical coverage. - REPORT that you have from Dec., 8 to Feb., 28 to make a new plan. - REPORT that Part D plans premiums are going up. - REPORT that the annual election period is OVER Dec., 7. Challenge is there are plans that are terminating. You’ll get notices in the mail if yours is cancelled. Plans are changing left and right. REVIEW YOUR PLANS. - DISCUSSION of the changes to MEDICARE PART D – the most utilized component of your Medicare because you take your medications EVERY DAY. - REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT. - REPORT that Brian will serve his clients in their home, in his office, on the phone. REMEMBER HE WILL COME TO YOUR HOME. He has all the special classification to do all of this. The rules are different in other states. - ANNOUNCEMENT that now there is a PERSON JUST TO RESPOND TO CALLS. (760) 848-7171. - (contact info; www.bilhartzinsurance.com and (760) 848-7171). Brian

Presented thru the generosity of Desert Lifestyle Properties’s Ben Leaskou, for all your real estate needs. www.desertlifestyleproperties.com and (760) 818-7518. “Desert Lifestyle, Redefined” SUNDAY 11.30 - 3 – 4 PM; National Mousse Day 1. WHO; PALM SPRINGS CULTURAL CENTER. WHAT; “Foreign Correspondent” WHEN; SUN., 12.5; 7 PM . WHERE; Historic Camelot Theatre @P.S. Cultural Center on Baristo, in P.S. WEB; www.psculturalcenter.org. 2. WHO; TEMECULA THEATER WHAT; “A Christmas Carol” WHEN; THROUGH DEC., 7 WHERE; Old Town Temecula Community Theater; 42051 Main St., Temecula WEB; www.temecuilatheater.org. 3. WHO; PALM SPRINGS GAY MEN’S CHORUS WHAT; “Bells, Brass & Sass!!!” $20. WHEN; TUES., DEC., 3; 7 – 8 PM WHERE; CSLPS building; 2100 E. Racquet Club, P.S. WEB; To reserve a seat call Laura Meeks (703) 623-5376 4. WHO; MC CALLUM THEATRE. WHAT; “Mariachi Herencia de Mexico” WHEN; TONIGHT; 7 PM WHERE; 73-000 Fred Waring Dr., Palm Desert, CA. WEB; www.mccallumtheatre.com. 5. WHO; OSCAR’S PALM SPRINGS. WHAT; Sunday Tea Dance WHEN; UNTIL 7 PM TONIGHT. WHERE; 125. E. Tahquitz Cyn., Way. #108. Palm Springs. WEB; www.oscarspalmsprings.com. SUNDAY; 11.03 - 4 – 5 PM. National Personal Space Day. 1. WHO; DESERT-THEATRICALS Josh and Ray, want you to know. WHAT; FREE “Home for The Holidays”. WHEN; SAT., DEC., 13; 6 PM GATE; 7 PM SHOW. WHERE; 71560 San Jacinto Dr., Rancho Mirage, CA. WEB; www.desert-theatricals.com. 2.WHO; DAP HEALTH C.E.O. DAVID BRINKMAN wants you to know; WHAT; World Aids Day WHEN; MON., DECEMBER 1. WHERE: Main campus of DAP; 1695 N. Sunrise. WEB; www.daphealth.org. 3. WHO; REVOLUTION STAGE COMPANY’S Gary Powers wants you to know; WHAT: “Naughty & Nice” WHEN; TONIGHT; 7 PM WHERE; 611 S. Palm Cyn. In the Sun Shopping Center. WEB; www.revolutionstagecompany.com. 4. WHO; AGUA CALIENTE BAND OF CAHUILLA INDIANS Chairman Milanovich wants you to know. WHAT; Texas Tenors; “Deep in the Heart of Christmas” WHEN; WED., DEC., 10; 7:30 PM WHERE; THE SHOW in Rancho Mirage. WEB; www.aguacalientecasinos.com. 5. WHO; THE PALM CANYON THEATRE WHAT; “Annie” WHEN; NOV., 28 – DEC., 24 WHERE: 538 N. Palm Cyn., Dr., Palm Springs WEB; www.palmcanyontheatre.net. SUNDAY 11.30 - 5 – 6 PM; National Stay @ Home Because You’re WELL Day. 1. WHO; CV REP;S Artistic Director Adam Karsten wants you to see WHAT; “Dear Evan Hansen” WHEN; DEC., 3 – 21; 7:30 PM. WHERE; 68510 E. Palm Cayn., Dr., Cathedral City WEB; www.cvrep.org. 2. WHO; ACRISURE ARENA WHAT; Bones Thugs-‘n-Harmony WHEN; DEC., 5; 7:30 AM. WHERE: Acrisure Arena WEB; www.acrisurearena.com. 3. WHO; DESERT LIFESTYLE PROPERTIES Ben Leaskou wants you to know about; WHAT; The weekend Open Houses WHEN; NOW WHERE: 366 n. Orchid Tree Lane; 3 beds./2 baths/pool WEB; www.desertlifestyleproperties.com. 4. WHO; CITY OF PALM SPRINGS WHAT; Festival of Lights Parade WHEN; SAT., DEC., 6; 5:45 PM WHERE: South to North on Palm Canyon Drive, Palm Springs. WEB; www.palmspringsca.gov 5. WHO; CREATIVE ARTS TEMPLE W/ RABBI JERRY CUTLER WHAT; CAT FNL (Creative Arts Temple/Fridiay Night Live) Streaming brief Shabbat Services w/ The Cutlers. WHEN; FIRST FRIDAY NIGHT OF EVERY MONTH @ 5 PM. WHERE: Facebook & YouTube & Live WEB; www.creativeartstemple.org. Sound bite from Chelsea For further reference to the JEDD, visit my website www.joeyenglish.com .

Hour 3 Seg 1 - Insurance Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ASCEND INSURANCE w/ Dennis Van Buskirk - DISCUSSION of the Cabaret Series @ The Annenberg, produced by Scott Nevins. - QUESTIONS FROM “JOEY PALS” 1. What is this insurance I need to sign up BEFORE I AM 80? (Long term care. Protection as you age, if you can not care for yourself at a certain point in time. Medicare only pays a part so you need a subsidy of up to $200/day. After 80 you no longer qualify for this program. Once you lock in, the premium DOES NOT go up. Frees up a care-giver for time for themselves. Go for folks w/ higher incomes.) - REPORT that everyone’s rates will go up. Dennis can “shop” this for you and/or you can raise your deductible. - REPORT that some companies are coming back to CA. but they insist that you get a higher deductible or get a water shut-off valve (that you can control from your cell phone in an water emergency in your home.) - REPORT that your car insurance rate going down is dependent on your mileage. - (contact info: www.ascendins.com and (760) 341-3477). Dennis

Hour 3 Seg 2 - Faith Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ALL PEOPLES PRESBYTERIAN CHURCH w/ Pastor Rob Stewart re; 34116 Date Palm Dr., Ste., #7 , Cathedral City, CA. 92234. - DISCUSSION of his position now as “Bridge Pastor”. - REPORT that he moved he 8 years ago and has lived in 8 states. One of 6 children. - REPORT that the services are Sundays @ 10 AM. Virtually and In Person. All are welcome. Looking for people who want a safe, comfortable place to worship. - REPORT on their ministries; 1. Stonewall Ministries 2. KidReach Program 3. Korean Church 4. Spirit of the Desert - DISCUSSION that the Bible has a lot of good information and people need to use it FOR GOOD and be kind. - REPORT that his joy is teaching Bible Classes. - (contact info: www.allpeoplespc.org and (760) 832-8403). Pastor Rob

Hour 3 Seg 3 - Real Estate Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BRADY SANDAHL REAL ESTATE GROUP/KELLER WILLIAMS LUXURY HOMES w/ Brady Sandahl re: 70005 Mirage Cove Dr., Rancho Mirage, CA. 92270. - REPORT that Brady Sandahl Real Estate Group/Keller Williams Luxury Homes has three offices; Palm Springs, Rancho Mirage and La Quinta. Part of the largest real estate sales force on the planet. More agents around the globe than any other brand. - REPORT that his team is SELECTIVE AND SENSITIVE. Nothing is foreign to Brady’s team. - QUESTION FROM “JOEY PALS” about Current Interest Rates. Where are they today and how will that impact someone being able to re-finance or stay in the home they love? Will Interest Rates influence the price of real estate? 1. Every week BSREG looks @ the market. IT IS STEADY. 30% buy homes above 1 million dollars. 2. Of the folks buying, some could pay cash and some will get a mortgage. “Date the rate and marry the house”. 3. People buy real estate to solve a problem or something they can’t get in their present home. 4. Work w/ a local agent to see which solution will work best for you. 5. Use a “buy down” the interest rate or do a “temporary buy down”. BSREG partners w/ a local lender. Investors pay a higher rate. 6. DISCUSSION of who pays the “buy down”. Buyer or Seller. 7. DISCUSSION that many real estate agents aren’t familiar w/ the term “buy down”. - REPORT that BSREG is still selling one home EVERY DAY IN THE COACHELLA VALLEY. - ANNOUNCEMENT that Brady Sandahl Real Estate Group has been voted #1 – HIGHEST PRODUCING TEAM - for FIVE YEARS. All types of reasons come into play about why folks sell. Google shows Brady Sandahl has over 350 Five-star reviews. - REPORT that you MUST NOT, SHOULD NOT depend on Zillow. You are directed to an agent that has paid Zillow for that lead. - BRADY is the local educator for the Coachella Valley. Named #1 Team by Palm Springs Life. - (contact info: www.bradysandahl.com and (760) 656-6052). Brady