Bilhartz Desert Insurance Segment - November 30, 2025

Listen to Seg 2

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Hour 2 Seg 2 - Bilhartz Desert Insurance Segment

- LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.

BILHARTZ DESERT INSURANCE w/ Brian Bilhartz. HIS NEW OFFICES; 75-410 Gerald Ford Dr., Ste., 102, Palm Dessert, 92211. BRIAN IS A BROKER.

- DEFINITION of Medicare Advantage PPO.

- REPORT that 4 of the 7 programs will cancel and Humana will be left BUT THERE IS NO CONTRACT W/ EISENHOWER.

- REPORT that you MUST make a decision by Jan., 1 or there will be NO PRESCRIPTION coverage and limited medical coverage.

- REPORT that you have from Dec., 8 to Feb., 28 to make a new plan.

- REPORT that Part D plans premiums are going up.

- REPORT that the annual election period is OVER Dec., 7. Challenge is there are plans that are terminating. You’ll get notices in the mail if yours is being canceled. Plans are being changed left and right. REVIEW YOUR PLANS.

- DISCUSSION of the changes to MEDICARE PART D – the most utilized component of your Medicare because you take your medications EVERY DAY.

- REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT.

- REPORT that Brian will serve his clients in their home, in his office, on the phone. REMEMBER HE WILL COME TO YOUR HOME. He has all the special classification to do all of this. The rules are different in other states.

- ANNOUNCEMENT that now there is a PERSON JUST TO RESPOND TO CALLS. (760) 848-7171.

- (contact info; www.bilhartzinsurance.com and (760) 848-7171).

Brian