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Hour 2 Seg 1 - Bilhartz Desert Insurance Segment LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BILHARTZ DESERT INSURANCE w/ Brian Bilhartz . HIS NEW OFFICES; 75-410 Gerald Ford Dr., Ste., 102, Palm Dessert, 92211. BRIAN IS A BROKER. - DEFINITION of Medicare Advantage PPO. - REPORT that 4 of the 7 programs will cancel and Humana will be left BUT THERE IS NO CONTRACT W/ EISENHOWER. - REPORT that you MUST make a decision by Jan., 1 or there will be NO PRESCRIPTION coverage and limited medical coverage. - REPORT that you have from Dec., 8 to Feb., 28 to make a new plan. - REPORT that Part D plans premiums are going up. - REPORT that the annual election period is OVER Dec., 7. Challenge is there are plans that are terminating. You’ll get notices in the mail if yours is being canceled. Plans are being changed left and right. REVIEW YOUR PLANS. - DISCUSSION of the changes to MEDICARE PART D – the most utilized component of your Medicare because you take your medications EVERY DAY. - REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT. - REPORT that Brian will serve his clients in their home, in his office, on the phone. REMEMBER HE WILL COME TO YOUR HOME. He has all the special classification to do all of this. The rules are different in other states. - ANNOUNCEMENT that now there is a PERSON JUST TO RESPOND TO CALLS. (760) 848-7171. - (contact info; www.bilhartzinsurance.com and (760) 848-7171). Brian

Hour 2 Seg 3 - “Life After Cancer” w/ Shay’s Warriors Segment SHAY’S WARRIORS “LIFE AFTER CANCER” w/ Shay Moraga re: 42-215 Washington St., Ste. A389, Palm Desert, CA. 92211. - MISSION STATEMENT: Because living life after cancer is tough. To inspire, inform, empower and help heal cancer survivors and their families through health, fitness and mind-body connection. - REPORT that Shay’s Warriors provides tools and “Coffee and Connections” for support. Reminds folks to do their “self-care”. For cancer survivors and their support system. - REPORT that Shay started this organization in 2017 because she is living “life after cancer”. NOT JUST FOR CANCER survivors, ALL ILLNESS SURVIVORS. - DISCUSSION of how life changes after cancer. - DISCUSSION of the “Move to Heal” classes in partnership w/ Eisenhower Health. - SAVE THE DATES: - EVERY THURSDAY, - Gardens on El Paseo on the front lawn there will be FREE Thurs., “Move to Heal” classes from 9 to 10 AM. Yoga, meditation etc., FREE TO ANYONE. Register on line. Bring water, a mat, a towel etc.,All levels of 1.Yoga, 2. Mat Pilates, 3.Band and Boot Camp, and 4. Restorative Yoga Sound Bath. - REPORT that now she has a “Yo Bro” I AM BRAVE TOO group. Meets every 6 to 8 weeks. - DISCUSSION of Coffee and Connection; 1st Sat., of every month @ Sottovoce Café and Wine Bar in Palm Desert. FREE. - (contact info: www.shayswarriors.org and (760) 895-1705). Shay

Hour 2 Seg 4 - Senior Moment Segment “DEMENTIA HELP CENTER w/ Kae Hammond , re: 75-270 Hwy., 111, Ste., 204, Indian Wells 92210. – MISSION STATEMENT; Dementia Help Center is the rescue plan for family caregivers. Offer individual and family coaching, personalized planning, care management and placement when the time comes. Fear cripples, but knowledge empowers. Strive to educate, inform and manage the disease and then to thrive. - REPORT that 64% of family members who care for Dementia/Alzheimer’s patients will develop CHRONIC ILLNESSES of their own and frequently DIE before the patient they are caring for. NOW there is NO CONVERSATION as opposed to other illnesses where the patient can still talk and understand. - DISCUSSION that there are over 110 forms of Dementia. - REPORT that everyone’s experience w/ Dementia IS DIFFERENT. - REPORT that Dementia is NOT part of aging. - DISCUSSION of how important it is to find the RIGHT professional care. - NEED TO KNOW; 1. Timelines are different. 2. Can be very aggressive. 3. Can diagnosis w/ an MRI or PET SCAN. - REPORT that it is very IMPORTANT TO KNOW WHAT KIND OF DEMENTIA one is dealing with, and which part OF YOUR BRAIN IS DYING. – 10 TIPS FOR ALZHEIMER’S & DEMENTIA FAMILY CAREGIVERS. 1. Recognize & accept that things are now different. 2. Control your tone of voice & manage your patience levels. 3. Be careful about “crowds”. 4. Provide family members & friends an update, in advance. 5. Ask everyone to introduce themselves. 6. Honor their comfort zone. 7. Accompany your loved one into the public restroom. 8. Stick to their routine as much as possible. 9. Take advantage of available perks when traveling by air. 10. Introduce a new “tradition”. – REPORT on their DHC’s bi-monthly “THRIVE” support group for ALL LEVELS IS BACK. Open to clients, family, caregivers. They also have a ZOOM meeting. Call for the link. FREE CONSULTATIONS. Indian Wells group meets 1st and 3rd Wed., of each month. La Quinta group meets 2nd and 4th Wed., in Old Town. of each month. – (contact info: www.dementiahelpcenter.com and (760) 636-6355). Kae

Hour 1 Seg 1 - "Restaurant of the Week" Segment LISTEN TO THE COMPLETE SHOW FOR DETAILED REPORTS ON THESE ISSUES. RESTAURANT OF THE WEEK w/ Louis Rowe , GM and Taurean Wright re: @ “Daily Grill” 73-061 El Paseo, Palm Desert, CA. 92260. - REPORT that the Daily Grill is 32 years old. - DISCUSSION of hours; 10:30 AM to 9 PM, Monday thru Friday. 10 AM to 9 PM Saturday and Sunday. - REPORT on indoor or outdoor dining. - DISCUSSION of take-out (including curbside pickup) and delivery. - DISCUSSION of menu items. FABULOUS SELECTION. - DISCUSSION of Happy Hour; 3 PM to 9 PM - REPORT on the lounge, the dining room and 2 patios. - DISCUSSION of the catering and Chef Sato, the Corporate Chef.56 - (contact info: www.dailygrill.com and (760) 779-9911). Daily Grill

Hour 1 Seg 2 - Crossroads-To-Care Segment LISTEN TO THE COMPLETE SHOW FOR DETAILED REPORTS ON THESE ISSUES. CROSSROADS TO CARE (housecalls are back) w/ Patricia Ryan , MSN, ANP-BC re; An adult nurse-practitioner who makes house calls. A concierge practitioner. - DEFINITION of what a “nurse practitioner” is. - PATRICIA PROVIDES SERVICES SUCH AS; Same as in a doctor’s office; She can; 1. Diagnose 2. Treat. 3. Prescribe. 4. Referrals as needed (Xrays, home health care, etc), 5. Do blood tests right there, deliver it to the lab and get you the results. 6. Check-ups. - DEFINITION of an Adult Nurse Practitioner; a nurse who went back to school and has a Master’s Degree and MAKES HOUSE CALLS. - REPORT on how convenient her services are for many folks for many reasons. Good to know your “starting point” from your blood work. - REPORT on her concierge services for folks 18 and over. - REPORT that Patricia can prescribe GENERIC BRANDS and save you MONEY!!! - REPORT that she is the ONLY nurse practitioner who has this type of practice in the Coachella Valley. 1. Check-ups. 2. Overall health. 3. Yearly visits. 4. She will do the blood-draw and deliver it to the labs. 5. SHE HAS PORTABLE ULTRASOUND AND XRAY DEVICES. - DISCUSSION of the convenience of her services if you; 1. Don’t drive. 2. Don’t want to sit in the doctor’s office AND WAIT to be seen. 3. Don’t have to get up and get dressed, can be seen while bedridden. 4. Don’t have to deal w/ how long the wait time is to get an appointment w/ your primary care physician now. Patty can see you in a very timely manner. - QUESTIONS FROM “JOEY PALS” 1. What is a parasite? (An organism that livces off a “host”. i.w. malaria. Can test for it w/ blood or fecal samples. The cure is antibiotics.) 2. What medical websites are dependable? (You can trust the National Institute of Health; www.NIH.gov and the Center for Disease Control; www.cdc.gov.) - REPORT that you can become a patient w/ a yearly fee, or she can bill Medicare, and her visits are charged to insurance. - REPORT that she can write prescriptions. Even for bio-identical hormones as well. - REPORT that many of her patients are seniors. - (contact info: www.crossroadstocare.org and (760) 668-1654).

Hour 1 Seg 3 - Palm Canyon Theatre Segment LISTEN TO THE COMPLETE SHOW FOR DETAILED REPORTS ON THESE ISSUES. PALM CANYON THEATRE w/ Derik Shopinski Business Manager, Actor, Director, Costume Designer, Dancer re; 538 N. Palm Cyn., Dr., P.S. - REPORT on how the auditions were conducted AND anyone can send in a tape, video, etc. to audition at any time. - REPORT on the upcoming shows; HOLD THE DATES” - REPORT on Oct., 24 – Nov., 16; Priscilla Queen of the Desert 1. Nov., 28 – Dec., 21, Annie 2. Jan., 16 – 25, ’26 – I Do! I Do! 3. Feb., 6, ‘26 – Mar., 1; Hair 4. Mar., 13 – Ap., 5, ’26; – Sunset Blvd 5. Ap., 17 – 26, ’26; Kiss of the Spider Woman 6. May 8 – 17, ’26; The Ritz 7. May 22 – 24, ’26; The Merry Widow 8. July 17 - Aug., 2, ’26; The Wizard of Oz - DISCUSSION of KIDS SUMMER CAMP EACH YEAR; 6 weeks from June 23 – Aug., 2. Partnering w/ P.S.U.S.D. You can “drop in” and “drop out”. Will be doing weekly “productions”. $225./week. Monday thru Friday from 9 AM to 4 PM. Lunch hour. Discussion of the different classes. May do more productions in ’26. - (contact info: www.palmcanyontheatre.org and (760) 323-5123) Palm Canyon Theatre

Hour 1 Seg 4 - Navy League/American Legion/Helping Heroes USA Segment LISTEN TO THE COMPLETE SHOW FOR DETAILED REPORTS ON THESE ISSUES. AMERICAN LEGION/NAVY LEAGUE/HELPING HEROES USA w/ Amado Salinas . Appointed President of the Greater Palm Springs Navy League. The American Legion National Legislative Council for the Dept., of CA.; National Constitution & By-laws Committee for the American Legion; Dept., of CA. Vice Chair of Foreign Relations & National Security, Area 5 District 21 Executive Board member; Life member of American Legion Current Post 519 Parliamentarian @ 400 N. Belardo, Palm Springs, CA. 92262, and Life Member of Veterans of Foreign Wars. Parliamentarian SoCal for the Hispanic American Police Officers Command Association and Tony de Maio, the CEO and President, started/founded “Helping Heroes USA. And Rusanne Anthony, Sr. Chief in the Navy, Ret. - MISSION STATEMENT of HELPING HEROES USA IS A COMMUNITY-BASED SOLUTION IN PREVENTING SUICIDE BY EMPOWERING INDIVIDIUALS WITHIN THE COMMUNITY. Taking a proactive stance to address the epidemic. Education and community involvement are crucial. Having people on the ground to provide support too. - REPORT on the 250th bday of the Navy AND the Marines this month. - REPORT on 10.11 - March AFB - “Guitars & Cars” - REPORT on the 11.11 Veterans Day. Amado will be in Sacraments and next year in Washington D.C. for the parades. - DISCUSSION of Rusanne’s service from 1972 – 1992. - REPORT that Rusanne got to pilot a submarine. - DISCUSSION that Rusanne served in Puerto Rico, Japan, Hawaii, Guam, the Philippines, etc. - REPORT that Rusanne is now the accountant the Navy League in Palm Springs. - (contact info; www.helpingheroesusa.org and www.usnavygps.org and www.americanlegionpalmsprings.com and (760) 325-6229)

Hour 3 Seg 1 - Animal Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BONES ‘N SCONES w/ Kathy Hart re: 1.) 633 S. Palm Cyn., Dr., Ste., #26, Palm Springs, CA. 92264. 2.) Market Place, 1717 E. Vista Chino, Ste., B-3, Palm Springs, CA. 92262. 3.) 73910 CA-111, Palm Desert, CA. Open 7 days a week. - QUESTIONS FROM “JOEY PALS” 1. Should I bathe my cat and how frequently AND HOW?) Yes, you certainly can. Depends on when they really need cleaning up. Bathing too much gets in the way of their own cleaning systems. Use gentle soap or cat shampoo, rinse thoroughly. No reason to bathe if cat is keeping himself clean.) - REPORT on bathing dogs. Probably every 6 weeks. Keep the coat untangled, etc. Over-bathing is not good for doggies. - REPORT that BONES ‘N SCONES sells products for bathing pets. 2. What kind of suggestions do you have to ensure long life for our pets? (Basically, healthy, freshest possible food. Raw diet, gently cooked diet. Even vegetables.) - PRESENTATION of Kathy’s Editorial Comment; Her perspective on the business climate and her reflections on her years in the business community of the C.V. Desire to keep our monies here in the CV to help local businesses to survive. PLEASE LISTEN. - (contact info; www.bonesnscones.com.) Bones ‘n Scones

Hour 3 Seg 2 - cont. Animal Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BARKINGHAM PET HOTEL CALIFORNIA/CA. PAWS RESCUE/RESCUED TAILS w/ Wendy Rall re: 73650 Dinah Shore Dr. Palm Desert. - REPORT on CMFT, TCHP, CACLT, CCKTP titles that Wendy has. - REPORT that Wendy rescued dogs OFF THE STREETS in Mexico for 10 years. - DESCRIPTION of all the services @ Barkingham Pet Hotel. Also CA. Paws Rescue, which focuses on Bull Terriers. A very high energy dog. - REPORT on the care she provides for Senior Dogs @ Barkingham Pet Hotel. They age first in their rear legs. How beneficial water treatment/hydrotherapy is for these dogs. - REPORT TODAY FROM WENDY; The National Bull Terrier Club meeting that was held at the Riviera Hotel here in Palm Springs. - REPORT that the majority of Wendy’s work @ Barkingham is to strengthen muscles. Swelling goes down. - DISCUSSION of how therapeutic massage therapy is to dogs. - REPORT on “acupressure” and “acupuncture” for dogs as well. - DISCUSSION that her sessions are 45 minutes. - DISCUSSION of what Wendy does to help dogs w/ hydrotherapy. Low-impact exercise. Helps your dog to fight aging issues, weight loss and more. Enhances range of motion, balance, mobility and flexibility. Can be customized to your dog’s needs. Relaxes both mind and body. Done in warm water. Treats stress and loneliness. - DISCUSSION of Canine massage therapy. Description of the tank and treadmill. Wendy gets in the warm water w/ the dog. Good for all ages and types of dogs. Helps w/ joint support, stress and pain. Can add aromatherapy and music therapy. Improves sleep. Will increase circulation and healthy bowels. Dogs swim naturally. - Located @ Barkingham Pet Hotel. - DISCUSSION of hours, Sunday services and night care. - (contact info; www.rescuedtails.com and (951) 704-3375 and www.pethotelcalifornia.com and www.californiapawsrescue.org (760) 699-8328.) Wendy

Hour 3 Seg 3 - cont. Animal Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ANIMAL SAMARITANS w/ Valerie Kattz re; 72120 Pet Land Pl., Thousand Palms, CA. 02276. - DISCUSSION that “Yappy Hour” is back for the Season. First Thurs., of each month @ the Riviera Hotel. Fun-raiser w/ Pet Parents who have friendly dogs on leashes. $20. Donation; wine, appetizers. Come even if you DO NOT have a pet. No adoptions at this event. This is social - REPORT that the newly renovated Thousand Palms Clinic is Open. - DISCUSSION to check the website for events in December. 1. REPORT on the 16th Annual Men of the Desert Fashion Show and Luncheon “Walk in the Park” 11 AM – 2 PM @ the P.S. Air Museum. Fashion show put on by Susan Stein. Made over $250,000. 2. REPORT on Manilow Gift of Love @ the McCallum to benefit Animal Samaritans. 3. SAVE THE DATE: Sat., Dec., 27; 11 AM – 1 PM; Petco Adoption Event. 72453 Hwy., 111 Palm Desert. 4. SAVE THE DATE: Jan., 15; Yappy Hour @ the Riviera Resort and Spa, 1600 N. Indian Canyon Dr., Palm Springs. - REPORT on the Adoption fees are $90 for kitties and $250. for puppies. - REPORT that volunteers are ALWAYS NEEDED. - (contact info; www.animalsamaritans.org and (760) 343-3477). Valerie

Hour 3 Seg 4 - Charity Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. WELL IN THE DESERT w/ Eric Frankson re; 181 N. Indian Canyon Dr., Palm Springs, CA. 92262 - MISSION STATEMENT; To provide meals and support to unhoused people in Palm Springs through food distribution, intervention and advocacy programs. A 501-C3 Charity. - SAVE THE DATE: 1. Jan., 12, 2026. “Wishing Well” Benefit & Concert. @ Mission Hills Country Club, Rancho Mirage. - REPORT that they will honor Dan Gore from “Oscars” - REPORT that tickets are $150. Per seat. - REPORT on the 3-course dinner/concert. - REPORT that you can get tickets online. - (contact info: www.wellinthedesert.com and (760) 656-8905). Eric

Hour 2 Seg 1 - Navy League/American Legion/Helping Heroes USA Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. NAVY LEAGUE/AMERICAN LEGION/HELPING HEROES USA w/ Amado Salinas. Appointed President of the Greater Palm Springs Navy League. The American Legion National Legislative Council for the Dept., of CA.; National Constitution & By-laws Committee for the American Legion; Dept., of CA. Vice Chair of Foreign Relations & National Security, Area 5 District 21 Executive Board member; Life member of American Legion Current Post 519 Parliamentarian @ 400 N. Belardo, Palm Springs, CA. 92262, and Life Member of Veterans of Foreign Wars. Parliamentarian SoCal for the Hispanic American Police Officers Command Association and Tony de Maio, the CEO and President, started/founded “Helping Heroes USA. - REPORT that Tony de Maio, the CEO and President, started/founded “Helping Heroes USA” and providing this time for us to talk about all these issues. - MISSION STATEMENT of HELPING HEROES USA IS A COMMUNITY-BASED SOLUTION IN PREVENTING SUICIDE BY EMPOWERING INDIVIDIUALS WITHIN THE COMMUNITY. Taking a proactive stance to address the epidemic. Education and community involvement are crucial. Having people on the ground to provide support too. - REPORT on THE Drone Competition in Korea vs 33 nations. Our team made the semi-finals. 11 Coachella Valley teens went to Korea. - HOLD THE DATE: 1. Ap., 28 for the Drone Competition in Palm Springs. How this competition helps form the future of kids in the military. How much the military uses drones. - REPORT on American Legion Post 519 for Christmas and New Year’s activities. - REPORT “Helping Heroes USA” supplies funds, marketing, consulting, and organizational tools @ no charge to the organizations. - (contact info; www.helpingheroesusa.org and www.usnlpsc.org and www.americanlegionpalmsprings.com and (760) 325-6229) Amado