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Hour 1 Seg 1 - “Restaurant of the Week” Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. RESTAURANT OF THE WEEK w/ Mark Lodovico re: @ “Vicky’s of Santa Fe” 45-100 Club Drive, Indian Wells, CA. 92210. - REPORT that Vicky’s will be closed Christmas Day. - REPORT on the activities for Christmas Eve for dining, in the bar and in the Lounge. - DISCUSSION of the new “Meet the Musicians Spotlight Series”. - DISCUSSION of the fabulous HUGE baked potato, the “twice-baked” potato, the great bread, the GREAT roast chicken, etc., etc. - DISCUSSION of the many awards won by Vickys since 1989. - REPORT on the entertainment line-up, some every night. The FABULOUS intimate venue for music. All LIVE musicians. - DISCUSSION of the various “areas” in the restaurant. - REPORT that reservations are requested. - (contact info: www.vickysofsantafe.com and (760) 345-9770) Mark

Hour 1 Seg 2 - Crossroads-To-Care Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. CROSSROADS TO CARE (housecalls are back) w/ Patricia Ryan , MSN, ANP-BC re; An adult nurse-practitioner who makes house calls. A concierge practitioner. - DEFINITION of what a “nurse practitioner” is. - PATRICIA PROVIDES SERVICES SUCH AS; Same as in a doctor’s office; She can; 1. Diagnose 2. Treat. 3. Prescribe. 4. Referrals as needed (Xrays, home health care, etc), 5. Do blood tests right there, deliver them to the lab and get you the results. 6. Check-ups. - DEFINITION of an Adult Nurse Practitioner; a nurse who went back to school and has a Master’s Degree and MAKES HOUSE CALLS. - REPORT on how convenient her services are for many folks for many reasons. Good to know your “starting point” from your blood work. - REPORT on her concierge services for folks 18 and over. - REPORT that Patricia can prescribe GENERIC BRANDS and save you MONEY!!! - REPORT that she is the ONLY nurse practitioner who has this type of practice in the Coachella Valley. 1. Check-ups. 2. Overall health. 3. Yearly visits. 4. She will do the blood-draw and deliver it to the labs. 5. SHE HAS PORTABLE ULTRASOUND AND XRAY DEVICES. - DISCUSSION of the convenience of her services if you; 1. Don’t drive. 2. Don’t want to sit in the doctor’s office AND WAIT to be seen. 3. Don’t have to get up and get dressed, can be seen while bedridden. 4. Don’t have to deal w/ how long the wait time is to get an appointment w/ your primary care physician now. Patty can see you in a very timely manner. - REPORT that you can become a patient w/ a yearly fee, or she can bill Medicare, and her visits are charged to insurance. - REPORT that she can write prescriptions. Even for bio-identical hormones as well. - REPORT that many of her patients are seniors. - QUESTIONS FROM “JOEY PALS.” 1. What causes Varicose Veins and what to do about them? (They take the blood back up to the heart. Can be painful for both men and women. For spider veins saline can be injected.) 2. Flu season started early, is the current vaccine good against it? (Not as good as before, but still get the vaccine. - ANNOUNCEMENT that in 2026 Patricia will start injecting Botox!!! - (contact info: www.crossroadstocare.org and (760) 992-4321). Patricia LIBERTY TREES; Trees freshly cut, not stored for months. Fresh from Montana and Idaho. Will deliver. Tree stands available, that don’t EVER leak and are already attached and level. Wreaths, garlands, etc., Will flock any color. Open 9 AM to 9 PM up to and thru Christmas Day. Their lot: 73-796 San Luis Rey, Palm Desert Call Rio @ (406) 370-5479. Joey’s Poinsettia Tree

Hour 1 Seg 3 - Faith Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ALL PEOPLES PRESBYTERIAN CHURCH w/ Pastor Rob Stewart re; 34116 Date Palm Dr., Ste., #7, Cathedral City, CA. 92234. - DISCUSSION of his position now as “Bridge Pastor”. - REPORT that the services are Sundays @ 10 AM. Virtually and In Person. All are welcome. Looking for people who want a safe, comfortable place to worship. - REPORT on their activities for Christmas, i.e. Advent, etc. - DISCUSSION of the actual dates of Christ’s birth. - DISCUSSION of new minister Terry Pennington. - (contact info: www.allpeoplespc.org and (760) 832-8403). Pastor Rob

Hour 1 Seg 4 - Travel Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. A.C.T. TOURS w/ Stacey Wessman re: 555 S. Sunrise Way, #219, Palm Springs, CA. 92264. - REPORT TO HOLD THE DATES w/ ACT: - Dec., 29 – Jan., 5; Dazzling Dubai - Mar., 16 – 18, 2026; Don Laughlin’s Riverside Resort $3990. - Mar., 22 – 30, 2026; Landlubber’s Galapagos $3,495. - AP., 19 – 28, 2026; Sound of Music Salzburg plus Romantic Venice $3,495. - REPORT on the Rio Vallarta, Mexico; May ‘26, non-stop flight. All-inclusive. $1195, including airfare. - MAY 4 – 12, 2026; Mother’s Day Mediterranean Cruise $2,495. - MAY 17 – 29, 2026; Shades of Ireland. $6,999 - JUNE 7 – 11, 2026; Puerto Vallarta $1195. Including air. - JULY 11, 2026; Phantom of the Opera @ the Pantages $199. - SEPT., 2026 – Great Migrations on Tanzania’s Serengeti (dates to be announced) $5,695 - JUNE 24 – JULY 1, 2027; Historic Pilgrimage to Italy. $2,995. (land only) - REPORT that there are “day tours” to Long Beach Harbor; Laguna Beach “Pageant of the Masters”; Academy Awards Museum; Great prices. Complete list on www.act-tours.com. - DISCUSSION of the monthly FREE TRAVEL CLUB OF THE DESERT @ the Best Western Plus, Palm Desert. - (contact info: www.act-tours.com and (760) 322-1247). Stacey

Hour 3 Seg 1 - The Elisha Project C4K Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. THE ELISHA PROJECT C4K w/ Matt Diehl re; Christ + Compassion + Clothes for Kids - DISCUSSION of the origin and naming of the project because of the loss of his precious son Elisha on Ap.,20, 2024 @ only 12 years old. - DISCUSSION of the “clothes” aspect. Elisha was @ Desert Christian Academy and said a week before his death that he wanted to help kids get clothes so they would be more confident in life. - DISCUSSION of what Billy Graham said about “what Heaven will be like”. Matt had a “vision” about this and what Elisha will be doing in Heaven. - REPORT on how he believes God “sees” us. - REPORT that now they are a 501C3, as of May of ‘25, but started under the banner of Desert Christian Academy. - REPORT on how the monies are distributed; $300 ( the amount Elisha had in his piggy bank when he passed) for each child to spend on clothing. - DISCUSSION of how successful their fund-raising has been. A blessing and they have helped over 100 children so far. - REPORT on the Mission Statement for Desert Christian Academy; A Christ-centered school that is passionate about shaping students’ foundational journey w/ the power of the gospel. A loving place of innovation and discovery that is governed by grace, and develops disciples who are responsible, productive, deep thinking, steadfast, honorable, sacrificial, and well equipped for a lifetime of Christian service. - DISCUSSION of the website and the donation button w/ all the options. - REPORT that Elisha Mom, Erica is the President of the non-profit and provides donation letters. - DISCUSSION of how the children who need the clothing are identified w/ help from Olive Crest. - (contact info; www.theelishaprojectC4K.com and). Elisha’s parent, the Diehls

Hour 3 Seg 2 - Eisenhower Health Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. EISENHOWER HEALTH w/ Lee Rice Media Coordinator and Public Information Officer. 39000 Bob Hope Dr., Rancho Mirage, CA. 92270. and Veronica Williams , Nursing director for the Eisenhower Family Birth Center @ Eisenhower Health. - REPORT that Eisenhower Health Family Birth Center has now delivered 5,000 babies. - REPORT that U.S. News and World Report named Eisenhower Health Top Hospital in Maternity Services. - DESCRIPTION of the Family Birthing Center, i.e. as a spa. - REPORT on all the classes offered; newborn care, lactation, c-section recovery, a NICU etc. - REPORT that the birth center was trained in the Labour Hopscotch Framework by a team from Ireland. - EH is the first MAGNET hospital in the U.S. to work w/ the Irish midwifery team. Mission to reduce epidurals and Cesarean sections. - REPORT that research shows the Labour Hopscotch Frameworks helps lower intervention rates and improves birth experiences. - REPORT that the Labour Hopscotch Framework promotes autonomy and physical preparedness for childbirth. i.e. a coach. - DISCUSSION that EH is leading the way in bringing global midwifery innovation to the U.S. - (contact info: www.eisenhowerhealth.com and (760) 340-3911). Veronica and Lee

Hour 3 Seg 3 - Insurance Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ASCEND INSURANCE w/ Dennis Van Buskirk - DISCUSSION of the Cabaret Series @ The Annenberg, produced by Scott Nevins. - QUESTIONS FROM “JOEY PALS” 1. What is this insurance I need to sign up BEFORE I AM 80? (Long term care. Protection as you age, if you can not care for yourself at a certain point in time. Medicare only pays a part so you need a subsidy of up to $200/day. After 80 you no longer qualify for this program. Once you lock in, the premium DOES NOT go up. Frees up a care-giver for time for themselves. Go for folks w/ higher incomes.) - REPORT that everyone’s rates will go up. Dennis can “shop” this for you and/or you can raise your deductible. - REPORT that some companies are coming back to CA. but they insist that you get a higher deductible or get a water shut-off valve (that you can control from your cell phone in an water emergency in your home.) - REPORT that your car insurance rate going down is dependent on your mileage. - (contact info: www.ascendins.com and (760) 341-3477). Dennis LIBERTY TREES; Trees freshly cut, not stored for months. Fresh from Montana and Idaho. Will deliver. Tree stands available, that don’t EVER leak and are already attached and level. Wreaths, garlands, etc., Will flock any color. Open 9 AM to 9 PM up to and thru Christmas Day. Their lot: 73-796 San Luis Rey, Palm Desert Call Rio @ (406) 370-5479. Joey’s Poinsettia Tree.

Hour 3 Seg 4 - Real Estate Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BRADY SANDAHL REAL ESTATE GROUP/KELLER WILLIAMS LUXURY HOMES w/ Brady Sandahl re: 70005 Mirage Cove Dr., Rancho Mirage, CA. 92270. - REPORT that Brady Sandahl Real Estate Group/Keller Williams Luxury Homes has three offices; Palm Springs, Rancho Mirage and La Quinta. Part of the largest real estate sales force on the planet. More agents around the globe than any other brand. - REPORT that his team is SELECTIVE AND SENSITIVE. Nothing is foreign to Brady’s team. - QUESTION FROM “JOEY PALS” about Current Interest Rates. Where are they today and how will that impact someone being able to re-finance or stay in the home they love? Will Interest Rates influence the price of real estate? 1. Every week BSREG looks @ the market. IT IS STEADY. 30% buy homes above 1 million dollars. 2. Of the folks buying, some could pay cash and some will get a mortgage. “Date the rate and marry the house”. 3. People buy real estate to solve a problem or something they can’t get in their present home. 4. Work w/ a local agent to see which solution will work best for you. 5. Use a “buy down” the interest rate or do a “temporary buy down”. BSREG partners w/ a local lender. Investors pay a higher rate. 6. DISCUSSION of who pays the “buy down”. Buyer or Seller. 7. DISCUSSION that many real estate agents aren’t familiar w/ the term “buy down”. - REPORT that BSREG is still selling one home EVERY DAY IN THE COACHELLA VALLEY. - ANNOUNCEMENT that Brady Sandahl Real Estate Group has been voted #1 – HIGHEST PRODUCING TEAM - for FIVE YEARS. All types of reasons come into play about why folks sell. Google shows Brady Sandahl has over 350 Five-star reviews. - REPORT that you MUST NOT, SHOULD NOT depend on Zillow. You are directed to an agent that has paid Zillow for that lead. - BRADY is the local educator for the Coachella Valley. Named #1 Team by Palm Springs Life. - (contact info: www.bradysandahl.com and (760) 656-6052). Brady

Hour 2 Seg 1 - Charity Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. CO-LINQ FOUNDATION w/ Jonathan Brier - MISSION is to create innovative, communal and intentional living spaces that empower people to find purpose, belonging and opportunity to thrive together”. - REPORT that they want to connect people and resources to build vibrant communities where “connection” reduces loneliness and inspires a strong commitment to support one another. - DISCUSSION of communal living; multi-generational, multi-economics and multi-loneliness. - DISCUSSION of the high isolation that exists in our community. How they want to frame and support a life for their clients. - REPORT on how this works in today’s society. How people can establish their own communities. - REPORT that biggest issue is one of PRIVACY. - REPORT on the balance of independence they desire. - REPORT that all legal work will be done in advance by them. - REPORT on “intentional living”. “Choosing to live in alignment w/ common values that prioritize relationship, well-being over isolationism and consumerism.” - DISCUSSION of how this Charity came to be. Dr. Julie is his partner in this. Wanted to serve the aging population who might be lonely in some way or another. “The Pandemic of Loneliness”. Get back to the concept of a “village”. - DISCUSSION of the focus is on all segments of the community. Almost like a “roommate” service. - REPORT that all this communication will be based on an “on-line” platform w/ the latest technology to find people. i.e. there’s a group of families that all have autistic children. - DISCUSSION of what the DIFFERENT living arrangements that can be. They have 5 different models that they are considering. - REPORT on how the “groups” are decided. By the people who want to live together. - REPORT that this will all be guided legally, w/ rules about living, leaving, etc., - DISCUSSION that the Foundation/501 C3 will help w/ fundraising. Response has been great on so many levels. - (contact info; www.co-linq.org or Jonathan’s cell @ (760) 422-9500) Jonathan

Hour 2 Seg 2 - “Legal Eagle” Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. LAW OFFICES OF ROBERT L. FIRTH w/ Robert Firth re: 68910 Adelina Road, Cathedral City, CA. 92234. - QUESTIONS from Joey Pals. 1. Can Nick Reiner plead insanity for killing his parents? (Insanity is so difficult to prove. The definition is very strict and revert to a 1843 McNaughton rule which is the legal standard for insanity. Premeditation is also tricky. It can occur in an instant. Discussion of whether or not the death penalty will/can be applied in California.) - FOCUS OF ROBERT’S PRACTICE. 1. Personal bankruptcy. There are lots of chapters in personal bankruptcies. Either Chapter 7 where you get all your debts discharged as long as you get rid of all the secured items. Mortgages also. You CANNOT discharge student loans, judgements against you from a DUI, or a tort, or your last 3 years of income taxes. Or Chapter #13 where if you make more than the median income in CA ($70,000/yr for a single person) you MUST do a 13. Chapter 13 has a payment plan. 2. BK will be on your FICA for 10 years. - REPORT that when you file a Chapter 7 Robert can get you a 700-credit score in a year if you do what he says. - (contact info: www.firthlaw.com and (760) 309-7669). Robert LIBERTY TREES; Trees freshly cut, not stored for months. Fresh from Montana and Idaho. Will deliver. Tree stands available, that don’t EVER leak and are already attached and level. Wreaths, garlands, etc., Will flock any color. Open 9 AM to 9 PM up to and thru Christmas Day. Their lot: 73-796 San Luis Rey, Palm Desert Call Rio @ (406) 370-5479. Joey’s Poinsettia Tree

Hour 2 Seg 3 - cont. “Legal Eagle” Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. Cont. LAW OFFICES OF ROBERT L. FIRTH w/ Robert Firth re: 68910 Adelina Road, Cathedral City, CA. 92234. - Cont. QUESTIONS from Joey Pals. 3. Does/will AI have any rights? (Not really, IT IS A PROGRAM. The corporation that owns the program will have the liability and perhaps the “rights”. There have been cases where AI invented legal facts and cases and was caught by the Judge.) - FOCUS OF ROBERT’S PRACTICE. 1. Personal bankruptcy. There are lots of chapters in personal bankruptcies. Chapter 7 where you get all your debts discharged as long as you get rid of all the secured items. Mortgages also. You CANNOT discharge student loans, judgements against you from a DUI, or a tort, or last 3 years of income taxes. Or Chapter 13 where if you make more than the median income in CA ($70,000/yr for a single person) you MUST do a 13. Chapter 13 has a payment plan. 2. BK will be on your FICA for 10 years. REPORT that when you file Chapter 7 Robert can get you a 700-credit score in a year if you do what he says. -(contact info: www.firthlaw.com and (760) 309-7669). Robert

Hour 2 Seg 4 - Desert Lifestyles Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. DESERT LIFESTYLE PROPERTIES w/ Ben Leaskou . 200 n. Sunrise Way., Ste., B, Palm Springs, CA. 92262 - REPORT that he does commercial, vacant land, residential, trailers, manufactured homes, tents. Lol - DISCUSSION of the emotion he sees dealing w/ selling a residential property. - DISCUSSION of the description of the homes that help; Location/architect/history(stars). That probably his favorite sale to make. Especially a “first home” buyer. Life changing. - REPORT on his “White G Wagon” Ben drives. Same as Diane Keaton drove. - DISCUSSION of his office style and his home as well; modern contemporary mostly. - DISCUSSION of where his professional style was formed, how he was raised, how committed he is to “serving” his clients. - PROJECTION of the Real Estate Market in 2026. Will be amazing. Interest rates are in mid to high 5s now. Rates will drop again soon. First quarter rates in the high 5’s. - REPORT that 50% of all the mortgages in the U.S. are 4 % or less. Will be a “seller’s market” in 2026. - DISCUSSION that it is better to buy now THEN RE-FINANCE it later. Palm Springs homes appreciate 5 to 8 % each year. - DISCUSSION that next month he will explain Reverse Mortgages. - (contact info; www.desertlifestyleproperties.com and (760) 818-7518).799-4290 Ben