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Hour 1 Seg 1 - “Restaurant of the Week” Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. RESTAURANT OF THE WEEK w/ Mark Lodovico re: @ “Vicky’s of Santa Fe” 45-100 Club Drive, Indian Wells, CA. 92210. - REPORT that Vicky’s will be closed Christmas Day. - REPORT on the activities for Christmas Eve for dining, in the bar and in the Lounge. - DISCUSSION of the new “Meet the Musicians Spotlight Series”. - DISCUSSION of the fabulous HUGE baked potato, the “twice-baked” potato, the great bread, the GREAT roast chicken, etc., etc. - DISCUSSION of the many awards won by Vickys since 1989. - REPORT on the entertainment line-up, some every night. The FABULOUS intimate venue for music. All LIVE musicians. - DISCUSSION of the various “areas” in the restaurant. - REPORT that reservations are requested. - (contact info: www.vickysofsantafe.com and (760) 345-9770) Mark

Hour 1 Seg 2 - Crossroads-To-Care Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. CROSSROADS TO CARE (housecalls are back) w/ Patricia Ryan , MSN, ANP-BC re; An adult nurse-practitioner who makes house calls. A concierge practitioner. - DEFINITION of what a “nurse practitioner” is. - PATRICIA PROVIDES SERVICES SUCH AS; Same as in a doctor’s office; She can; 1. Diagnose 2. Treat. 3. Prescribe. 4. Referrals as needed (Xrays, home health care, etc), 5. Do blood tests right there, deliver them to the lab and get you the results. 6. Check-ups. - DEFINITION of an Adult Nurse Practitioner; a nurse who went back to school and has a Master’s Degree and MAKES HOUSE CALLS. - REPORT on how convenient her services are for many folks for many reasons. Good to know your “starting point” from your blood work. - REPORT on her concierge services for folks 18 and over. - REPORT that Patricia can prescribe GENERIC BRANDS and save you MONEY!!! - REPORT that she is the ONLY nurse practitioner who has this type of practice in the Coachella Valley. 1. Check-ups. 2. Overall health. 3. Yearly visits. 4. She will do the blood-draw and deliver it to the labs. 5. SHE HAS PORTABLE ULTRASOUND AND XRAY DEVICES. - DISCUSSION of the convenience of her services if you; 1. Don’t drive. 2. Don’t want to sit in the doctor’s office AND WAIT to be seen. 3. Don’t have to get up and get dressed, can be seen while bedridden. 4. Don’t have to deal w/ how long the wait time is to get an appointment w/ your primary care physician now. Patty can see you in a very timely manner. - REPORT that you can become a patient w/ a yearly fee, or she can bill Medicare, and her visits are charged to insurance. - REPORT that she can write prescriptions. Even for bio-identical hormones as well. - REPORT that many of her patients are seniors. - QUESTIONS FROM “JOEY PALS.” 1. What causes Varicose Veins and what to do about them? (They take the blood back up to the heart. Can be painful for both men and women. For spider veins saline can be injected.) 2. Flu season started early, is the current vaccine good against it? (Not as good as before, but still get the vaccine. - ANNOUNCEMENT that in 2026 Patricia will start injecting Botox!!! - (contact info: www.crossroadstocare.org and (760) 992-4321). Patricia LIBERTY TREES; Trees freshly cut, not stored for months. Fresh from Montana and Idaho. Will deliver. Tree stands available, that don’t EVER leak and are already attached and level. Wreaths, garlands, etc., Will flock any color. Open 9 AM to 9 PM up to and thru Christmas Day. Their lot: 73-796 San Luis Rey, Palm Desert Call Rio @ (406) 370-5479. Joey’s Poinsettia Tree

Hour 1 Seg 3 - Faith Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ALL PEOPLES PRESBYTERIAN CHURCH w/ Pastor Rob Stewart re; 34116 Date Palm Dr., Ste., #7, Cathedral City, CA. 92234. - DISCUSSION of his position now as “Bridge Pastor”. - REPORT that the services are Sundays @ 10 AM. Virtually and In Person. All are welcome. Looking for people who want a safe, comfortable place to worship. - REPORT on their activities for Christmas, i.e. Advent, etc. - DISCUSSION of the actual dates of Christ’s birth. - DISCUSSION of new minister Terry Pennington. - (contact info: www.allpeoplespc.org and (760) 832-8403). Pastor Rob

Hour 1 Seg 4 - Travel Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. A.C.T. TOURS w/ Stacey Wessman re: 555 S. Sunrise Way, #219, Palm Springs, CA. 92264. - REPORT TO HOLD THE DATES w/ ACT: - Dec., 29 – Jan., 5; Dazzling Dubai - Mar., 16 – 18, 2026; Don Laughlin’s Riverside Resort $3990. - Mar., 22 – 30, 2026; Landlubber’s Galapagos $3,495. - AP., 19 – 28, 2026; Sound of Music Salzburg plus Romantic Venice $3,495. - REPORT on the Rio Vallarta, Mexico; May ‘26, non-stop flight. All-inclusive. $1195, including airfare. - MAY 4 – 12, 2026; Mother’s Day Mediterranean Cruise $2,495. - MAY 17 – 29, 2026; Shades of Ireland. $6,999 - JUNE 7 – 11, 2026; Puerto Vallarta $1195. Including air. - JULY 11, 2026; Phantom of the Opera @ the Pantages $199. - SEPT., 2026 – Great Migrations on Tanzania’s Serengeti (dates to be announced) $5,695 - JUNE 24 – JULY 1, 2027; Historic Pilgrimage to Italy. $2,995. (land only) - REPORT that there are “day tours” to Long Beach Harbor; Laguna Beach “Pageant of the Masters”; Academy Awards Museum; Great prices. Complete list on www.act-tours.com. - DISCUSSION of the monthly FREE TRAVEL CLUB OF THE DESERT @ the Best Western Plus, Palm Desert. - (contact info: www.act-tours.com and (760) 322-1247). Stacey

Presented thru the generosity of Desert Lifestyle Properties’s Ben Leaskou, for all your real estate needs. www.desertlifestylepropertiese.com and (760) 818-7518. “Desert Lifestyle, Redefined” SUNDAY 12.21 - 3 – 4 PM; National Christmas Bird Count Week 1. WHO; PALM SPRINGS CULTURAL CENTER. WHAT; “Die Hard” WHEN; WED., DEC., 24; 6 PM. WHERE; Historic Camelot Theatre @P.S. Cultural Center on Baristo, in P.S. WEB; www.psculturalcenter.org. 2. WHO; THE WELL IN THE DESERT WHAT; “Wishing Well” Benefit and Concert WHEN; JAN., 12; 5PM WHERE; Mission Hills Country Club in Rancho Mirage WEB; www.wellinthedesert.com. 3. WHO; PLAZA THEATRE WHAT; “Pops @ the Plaza” series. WHEN; STARTS DEC., 22; 7:30 PM. WHERE; Newly restored Plaza Theatre. WEB; www.Palmspringsplazatheatre.com. 4. WHO; MC CALLUM THEATRE. WHAT; “A Beautiful Noise” The Neil Diamond Musical WHEN; TUES., 12.23 TO SUN., 12.28 WHERE; 73-000 Fred Waring Dr., Palm Desert, CA. WEB; www.mccallumtheatre.com. 5. WHO; OSCAR’S PALM SPRINGS. WHAT; “Simply Barbra” (starring Steven Brinberg) WHEN; JAN., 16, ‘26 WHERE; 125. E. Tahquitz Cyn., Way. #108. Palm Springs. WEB; www.oscarspalmsprings.com. SUNDAY; 12.21 - 4 – 5 PM. National Humbug Day 1. WHO; DESERT-THEATRICALS Josh and Ray, want you to know. WHAT; Anthony Hernandez “Illusions”. WHEN; JAN., 10, 2026. WHERE; 71560 San Jacinto Dr., Rancho Mirage, CA. WEB; www.desert-theatricals.com. 2.WHO; DAP HEALTH C.E.O. DAVID BRINKMAN wants you to know; WHAT; To get the care you need FAST over the Holidays or in an emergency, find a doctor and a location on the website. WHEN; NOW, ANYTIME. WHERE: On the website for DAP; 1695 N. Sunrise. WEB; www.daphealth.org. 3. WHO; REVOLUTION STAGE COMPANY’S Gary Powers wants you to know; WHAT: “Assassins” WHEN; JAN., 16 THRU 31, 2026 WHERE; 611 S. Palm Cyn. In the Sun Shopping Center. WEB; www.revolutionstagecompany.com. 4. WHO; AGUA CALIENTE BAND OF CAHUILLA INDIANS Chairman Milanovich wants you to know. WHAT; Theresa Caputo WHEN; JAN., 17; 8 PM WHERE; THE SHOW in Rancho Mirage. WEB; www.aguacalientecasinos.com. 5. WHO; THE PALM CANYON THEATRE WHAT; “I Do I Do” WHEN; JAN., 16 – 25, 2026 WHERE: 538 N. Palm Cyn., Dr., Palm Springs WEB; www.palmcanyontheatre.net. SUNDAY 12.21 - 5 – 6 PM; National French Fried Shrimp Week 1. WHO; CV REP;S Artistic Director Adam Karsten wants you to see WHAT; “One Man – 2 Guvnors” A laugh-out-loud funny play WHEN; JAN., 14 – FEB., 1 WHERE; 68510 E. Palm Cayn., Dr., Cathedral City WEB; www.cvrep.org. 2. WHO; ACRISURE ARENA WHAT; CV Firebirds vs. Bakersfield Condors. WHEN: DEC., 31 WHERE: Acrisure Arena WEB; www.acrisurearena.com. 3. WHO; DESERT LIFESTYLE PROPERTIES Ben Leaskou wants you to know about; WHAT; The weekend Open Houses WHEN; NOW WHERE: 1870 n. Mira Loma West; $365,000. 3 beds./2 baths WEB; www.desertlifestyleproperties.com. 4. WHO; THE PURPLE ROOM’s MICHAEL HOLMES WHAT; Announces their new shows for the New Year. A tribute to Tina Turner w/ Debby Holiday WHEN; FRI., AND SAT., JAN., 9 AND 10, 2026 WHERE: 1900 e. Palm Canyon Dr., WEB; www.purpleroompalmsprings.com 5. WHO; CREATIVE ARTS TEMPLE W/ RABBI JERRY CUTLER WHAT; CAT FNL (Creative Arts Temple/Fridiay Night Live) Streaming brief Shabbat Services w/ The Cutlers. WHEN; FIRST FRIDAY NIGHT OF EVERY MONTH @ 5 PM. WHERE: Facebook & YouTube & Live WEB; www.creativeartstemple.org. For further reference to the JEDD, visit my website www.joeyenglish.com .

Presented thru the generosity of Desert Lifestyle Properties’s Ben Leaskou, for all your real estate needs. www.desertlifestyleproperties.com and (760) 818-7518. “Desert Lifestyle, Redefined” SUNDAY 3 – 4 PM; National Fast Food Day 1. WHO; PALM SPRINGS CULTURAL CENTER. WHAT; Shop Farmer’s Market unless there’s rain. WHEN; SATURDAYS; 8 AM – 1 PM. WHERE; The P.S. Cultural Center on Baristo, in P.S. WEB; www.psculturalcenter.org. 2. WHO; FANTASY SPRINGS RESORT CASINO WHAT; Cabazon Indio Pow Wow. WHEN; NOV., 28 AND 30, 2025. WHERE; Fantasy Springs Resort Casino WEB; www.fantasyspringsresort.com. 3. WHO; PALM SPRINGS PUBLIC LIBRARY WHAT; Author Jefferson Parker. WHEN; WED., NOV., 19; 6 PM WHERE; Mizell Cen ter, 480 S. Sunrise WEB; www.palmspringslibrary.org. 4. WHO; MC CALLUM THEATRE. WHAT; “Mannheim Steamroller Christmas” WHEN; SUN., NOV., 16 AND MON., NOV., 17 WHERE; 73-000 Fred Waring Dr., Palm Desert, CA. WEB; www.mccallumtheatre.com. 5. WHO; OSCAR’S PALM SPRINGS. WHAT; Natalie Douglas. WHEN; FRI., NOV., 21 WHERE; 125. E. Tahquitz Cyn., Way. #108. Palm Springs. WEB; www.oscarspalmsprings.com. SUNDAY; 4 – 5 PM. National Clarinet Day. 1. WHO; DESERT-THEATRICALS Josh and Ray, want you to know. WHAT; “Britain’s Finest” The Complete Beatles Experience. WHEN; SAT., DEC., 6 WHERE; 71560 San Jacinto Dr., Rancho Mirage, CA. WEB; www.desert-theatricals.com. 2.WHO; DAP HEALTH C.E.O. DAVID BRINKMAN wants you to know; WHAT; You can get the care you need, WHEN; FAST WHERE: DAP Urgent carfe w/ same day access WEB; www.daphealth.org. 3. WHO; REVOLUTION STAGE COMPANY’S Gary Powers wants you to know; WHAT: “Comedy Riot” – A Stand-up Comedy Competition WHEN; JAN., SIGN UP BY EMAIL; DACODAMIRACLE@gmail.com. WHERE; 611 S. Palm Cyn. In the Sun Shopping Center. WEB; www.revolutionstagecompany.com. 4. WHO; AGUA CALIENTE BAND OF CAHUILLA INDIANS Chairman Milanovich wants you to know. WHAT; Diana Ross WHEN; DEC., 13; 8 PM. WHERE; THE SHOW in Rancho Mirage. WEB; www.aguacalientecasinos.com. 5. WHO; THE PALM CANYON THEATRE WHAT; “Annie” WHEN; NOV., 28 – DEC., 24 WHERE: 538 N. Palm Cyn., Dr., Palm Springs WEB; www.palmcanyontheatre.net. SUNDAY 5 – 6 PM; National Have a Party w/ Your Bear Day. 1. WHO; CV REP;S Artistic Director Adam Karsten wants you to see WHAT; “Dear Evan Hansen” WHEN; DEC., 3 - 21 WHERE; 68510 e. Palm Cayn., Dr., Cathedral City WEB; www.cvrep.org. 2. WHO; ACRISURE ARENA WHAT; CV Firebirds vs. San Diego Gulls Hockey WHEN; NOV., 21. WHERE: Acrisure Arena WEB; www.acrisurearena.com. 3. WHO; DESERT LIFESTYLE PROPERTIES Ben Leaskou wants you to know about; WHAT; The weekend Open Houses WHEN; NOW WHERE: Palm Springs highly coveted 3 bedrooms, 3 baths. 2345 sq. ‘. Gorgeous Mt., views w/ pool & spa. $1,790,000. WEB; www.desertlifestyleproperties.com. 4. WHO; PALM SPRINGS UNIFIED SCHOOL DISTRICT WHAT; An Evening w/ the Foundation WHEN; MONDAY DEC., 8; 5:30 -7 PM WHERE: Stephen Baumbach Photo Studio; 4116 Matthew Dr., Palm Springs. WEB; www.thefoundation@psusd.us. 5. WHO; CREATIVE ARTS TEMPLE W/ RABBI JERRY CUTLER. WHAT; CAT FNL (Creative Arts Temple/Friday Night Live) Streaming brief Shabbat Services w/ The Cutlers. WHEN; FIRST FRIDAY NIGHT @ 5 PM. WHERE; Facebook & YouTube & live stream WEB; www.creativeartstemple.org. For further reference to the JEDD, visit my website www.joeyenglish.com .

Seg 1 - Animal Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BONES ‘N SCONES w/ Kathy Hart re: 1.) 633 S. Palm Cyn., Dr., Ste., #26, Palm Springs, CA. 92264. 2.) Market Place, 1717 E. Vista Chino, Ste., B-3, Palm Springs, CA. 92262. 3.) 73910 CA-111, Palm Desert, CA. Open 7 days a week. - QUESTIONS FROM “JOEY PALS” 1. Should I bathe my cat and how frequently AND HOW?) Yes, you certainly can. Depends on when they really need cleaning up. Bathing too much gets in the way of their own cleaning systems. Use gentle soap or cat shampoo, rinse thoroughly. No reason to bathe if cat is keeping himself clean.) - REPORT on bathing dogs. Probably every 6 weeks. Keep the coat untangled, etc. Over-bathing is not good for doggies. - REPORT that BONES ‘N SCONES sells products for bathing pets. 2. What kind of suggestions do you have to ensure long life for our pets? (Basically, healthy, freshest possible food. Raw diet, gently cooked diet. Even vegetables.) - PRESENTATION of Kathy’s Editorial Comment; Her perspective on the business climate and her reflections on her years in the business community of the C.V. Desire to keep our monies here in the CV to help local businesses to survive. PLEASE LISTEN. - (contact info; www.bonesnscones.com.) Bones ‘n Scones

Hour 3 Seg 2 - Clemens & Co. Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. CLEMENS & Co. PUBLIC RELATIONS. SOCIAL. EVENTS w/ Chris Clemens re: 74040 Highway 111, Ste., L-200, Palm Desert, CA. 922670 - MISSION STATEMENT; over 20 years of marketing and public relations experience, Chris Clemens Martello provides strategic counsel, spearheads PR efforts and media relations, and oversees social media management. - HOLD THE DATES; 1. Nov., 6; GRAYSEFUL women’s clothing store will have an informal modeling event. www.grayseful.com. 2. Nov., 11; 4 - 6 PM THE SHOPS ON EL PASEO; Santa will be there. You can write a letter to Santa. Winston Pies will be handing our “pie bites”. 3. Nov., 12; PORTA VIA @ 73100 El Paseo will have a wine tasting. www.portaviarestaurants.com/palm-desert. 4. Nov., 27; EDDIE V’S PRIME SEAFOOD will offer a Thanksgiving Feast. www.eddiev.com. - REPORT on things coming up soon; 1. RH Interior Design www.rh.com 2. SKIDMORE Contemporary Art www.skidmorecontemporaryart.com. 3. UPPER CRUST www.theuppercrust.us. - (contact info; www.clemensco.com and (760) 578-8700). Chris

Seg 3 - cont. Animal Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. ANIMAL SAMARITANS w/ Jarred Ellis AND Miles re; 72120 Pet Land Pl., Thousand Palms, CA. 02276. - DISCUSSION that “Yappy Hour” is back for the Season. First Thurs., of each month @ the Riviera Hotel. Fun-raiser w/ Pet Parents who have friendly dogs on leashes. $20. Donation; wine, appetizers. Come even if you DO NOT have a pet. No adoptions at this event. This is social. - REPORT that dogs NAP each day. - DISCUSSION of how to trim doggies nails. - HOLD THE DATES; REPORT on Thurs., Nov., 6, “Yappy Hour” @ the Riviera Hotel. 1. Sun., Dec., 7; - 16th Annual Men of the Desert Fashion Show and Luncheon “Walk in the Park” 11 AM – 2 PM @ the P.S. Air Museum. Fashion show put on by Susan Stein. - REPORT on the Adoption fees are $90 for kitties and $250. for puppies. - REPORT that volunteers are ALWAYS NEEDED. - (contact info; www.animalsamaritans.org and (760) 343-3477). Jarred and Miles

Hour 3 Seg 4 - cont. Animal Segment - LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BARKINGHAM PET HOTEL CALIFORNIA/CA. PAWS RESCUE/RESCUED TAILS w/ Wendy Rall re: 73650 Dinah Shore Dr. Palm Desert. - REPORT on CMFT, TCHP, CACLT, CCKTP titles that Wendy has. - REPORT that Wendy rescued dogs OFF THE STREETS in Mexico for 10 years. - DESCRIPTION of all the services @ Barkingham Pet Hotel. Also CA. Paws Rescue, which focuses on Bull Terriers. A very high energy dog. - REPORT on the care she provides for Senior Dogs @ Barkingham Pet Hotel. They age first in their rear legs. How beneficial water treatment/hydrotherapy is for these dogs. - REPORT TODAY FROM WENDY; The National Bull Terrier Club meeting that was held at the Riviera Hotel here in Palm Springs. - REPORT TODAY ON SKY. The dachshund and egghead. - REPORT TODAY ON AUGIE. The whinning one. - REPORT that the majority of Wendy’s work @ Barkingham is to strengthen muscles. Swelling goes down. - DISCUSSION of how therapeutic massage therapy is to dogs. - REPORT on “acupressure” and “acupuncture” for dogs as well. - DISCUSSION that her sessions are 45 minutes. - DISCUSSION of what Wendy does to help dogs w/ hydrotherapy. Low-impact exercise. Helps your dog to fight aging issues, weight loss and more. Enhances range of motion, balance, mobility and flexibility. Can be customized to your dog’s needs. Relaxes both mind and body. Done in warm water. Treats stress and loneliness. - DISCUSSION of Canine massage therapy. Description of the tank and treadmill. Wendy gets in the warm water w/ the dog. Good for all ages and types of dogs. Helps w/ joint support, stress and pain. Can add aromatherapy and music therapy. Improves sleep. Will increase circulation and healthy bowels. Dogs swim naturally. - Located @ Barkingham Pet Hotel. - DISCUSSION of hours, Sunday services and night care. - (contact info; www.rescuedtails.com and (951) 704-3375 and www.pethotelcalifornia.com and www.californiapawsrescue.org (760) 699-8328.) Wendy

Hour 2 Seg 1 - Charity Segment LISTEN TO THE COMPLETE SHOW FOR DETAILED REPORTS ON THESE ISSUES. CO-LINQ FOUNDATION w/ Jonathan Brier - MISSION is to create innovative, communal and intentional living spaces that empower people to find purpose, belonging and opportunity to thrive together”. - REPORT that they want to connect people and resources to build vibrant communities where “connection” reduces loneliness and inspires a strong commitment to support one another. - DISCUSSION of communal living; multi-generational, multi-economics and multi-loneliness. - REPORT on how this works in today’s society. - REPORT that biggest issue is one of PRIVACY. - REPORT on the balance of independence they desire. - REPORT that all legal work will be done in advance by them. - REPORT on “intentional living”. “Choosing to live in alignment w/ common values that prioritize relationship, well-being over isolationism and consumerism.” - DISCUSSION of how this Charity came to be. Dr. Julie is his partner in this. Wanted to serve the aging population who might be lonely in some way or another. “The Pandemic of Loneliness”. Get back to the concept of a “village”. - DISCUSSION of the focus is on all segments of the community. Almost like a “roommate” service. - REPORT that all this communication will be based on an “on-line” platform w/ the latest technology to find people. i.e. there’s a group of families that all have autistic children. - DISCUSSION of what the DIFFERENT living arrangements that can be. They have 5 different models that they are considering. - REPORT on how the “groups” are decided. By the people who want to live together. - REPORT that this will all be guided legally, w/ rules about living, leaving, etc., - DISCUSSION that the Foundation/501 C3 will help w/ fundraising. Response has been great on so many levels. - (contact info; www.co-linq.org or Jonathan’s cell @ (760) 422-9500) Jonathan

Hour 2 Seg 1 - Bilhartz Desert Insurance Segment LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW. BILHARTZ DESERT INSURANCE w/ Brian Bilhartz . HIS NEW OFFICES; 75-410 Gerald Ford Dr., Ste., 102, Palm Dessert, 92211. BRIAN IS A BROKER. - DEFINITION of Medicare Advantage PPO. - REPORT that 4 of the 7 programs will cancel and Humana will be left BUT THERE IS NO CONTRACT W/ EISENHOWER. - REPORT that you MUST make a decision by Jan., 1 or there will be NO PRESCRIPTION coverage and limited medical coverage. - REPORT that you have from Dec., 8 to Feb., 28 to make a new plan. - REPORT that Part D plans premiums are going up. - REPORT that the annual election period is OVER Dec., 7. Challenge is there are plans that are terminating. You’ll get notices in the mail if yours is being canceled. Plans are being changed left and right. REVIEW YOUR PLANS. - DISCUSSION of the changes to MEDICARE PART D – the most utilized component of your Medicare because you take your medications EVERY DAY. - REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT. - REPORT that Brian will serve his clients in their home, in his office, on the phone. REMEMBER HE WILL COME TO YOUR HOME. He has all the special classification to do all of this. The rules are different in other states. - ANNOUNCEMENT that now there is a PERSON JUST TO RESPOND TO CALLS. (760) 848-7171. - (contact info; www.bilhartzinsurance.com and (760) 848-7171). Brian