Bilhartz Desert Insurance Segment - July 12, 2026
- 3 days ago
- 2 min read
Hour 2 Seg 2 - Bilhartz Desert Insurance Segment
- LISTEN TO THE COMPLETE SHOW FOR HI-LIGHTS/DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.
BILHARTZ DESERT INSURANCE w/ Brian Bilhartz. HIS OFFICES; 75-410 Gerald Ford Dr., Ste., 102, Palm Desert, 92211. BRIAN IS A BROKER.
- QUESTIONS FROM “JOEY PALS”
1. I am always hearing about what Medicare Plan I should pick? (This is confusing. There are several different plans, lots of context goes behind this SO;
A). BE CERTAIN YOU ARE WORKING W/ A BROKER, (Brian is a broker) otherwise they are just pushing their own product. There are 15 different Medicare Advantage programs alone, be certain to work w/ someone who represents ALL of them, the BROKER. FIRST ASK; why are you cold calling me, I did NOT give you permission to call me or request a call)
2. How often do you have to pick a Medicare Plan? (Oct., 15 is the beginning of the Medicare Enrollment Time thru Dec., 7. Then the new coverage will begin in 2027. If you don’t know when to call or what you have JUST CALL because many of these plans CHANGE from year to year.)
- DISCUSSION that MEDICAL is financial based.
- REPORT that Part D plans premiums are going up.
- REPORT that the annual election period WAS OVER Dec., 7. Challenge is there are plans that are terminating. You’ll get notices in the mail if yours is cancelled. Plans are changing left and right. REVIEW YOUR PLANS.
- DISCUSSION of the changes to MEDICARE PART D – the most utilized component of your Medicare because you take your medications EVERY DAY.
- REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT.
- DISCUSSION of your FLEX card and that there are different types. Going up to $99./month in 2026.
- REPORT that Brian will serve his clients in their home, in his office, on the phone. REMEMBER HE WILL COME TO YOUR HOME. He has all the special classification to do all of this. The rules are different in other states. He studies in July, Aug., and Sept. each year for the changes coming.
- ANNOUNCEMENT that now there is a PERSON JUST TO RESPOND TO CALLS/TEXTS and SET UP APPOINTMENT. Lizzie is @ (760) 848-7171.
- (contact info; www.bilhartzinsurance.com and (760) 848-7171).
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